Eg:
git clone url --bare r
git --git-dir r annex init
This resulted in worktree = Just "." and so several things that check
worktree to determine when the repo is bare ran code paths intended for
non-bare. One such code path[1] ran git checkout with --worktree=. which
actually makes it ignore core.bare config, and so the current directory
got populated with a checkout of the master branch in this example. There
was probably also other breakage.
The fix is a bit complicated because whether the repo is bare is not
known until after Git.Config reads the config, but Git.Config handles
setting the RepoLocations's worktree when core.worktree is set. So have
to assume the worktree is the cwd, let core.worktree override that,
and then if the repo turns out to be bare, it's set back to Nothing.
(And then GIT_WORK_TREE can still override all of that.)
[1] switchHEADBack, which runs even when the clone is not from a bare repo.