diff --git a/doc/todo/checksum_verification_on_transfer/comment_5_30add692347382aaa718b9b3ee7f116d._comment b/doc/todo/checksum_verification_on_transfer/comment_5_30add692347382aaa718b9b3ee7f116d._comment
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+[[!comment format=mdwn
+ username="joey"
+ subject="""comment 5"""
+ date="2019-05-23T17:34:40Z"
+ content="""
+It seems better to keep checksums specific to a given protocol at the level
+of that protocol. What would be the benefit of pushing that up to
+git-annex's APIs?
+"""]]