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+AFAICT, the `annex/` subdir in a bare annex repo is the exact same layout as a directory special remote.
+
+It'd be very useful if its parameters could be customised just like an actual directory special remote to allow for e.g. encrypted and/or chunked storage. I have a use-case where this could significantly simplify things.
+
+An interesting side-effect of this would be a tweakable location for a bare repo's storage which could be used to separate metadata and data (i.e. git repo on SSD for fast syncs and actual data on an HDD).