diff --git a/doc/todo/encrypt_only_the_credentials/comment_3_6f0ba120ef655d5250fdf3db53464fe6._comment b/doc/todo/encrypt_only_the_credentials/comment_3_6f0ba120ef655d5250fdf3db53464fe6._comment
new file mode 100644
index 0000000000..bed73a5f75
--- /dev/null
+++ b/doc/todo/encrypt_only_the_credentials/comment_3_6f0ba120ef655d5250fdf3db53464fe6._comment
@@ -0,0 +1,8 @@
+[[!comment format=mdwn
+ username="joey"
+ subject="""comment 3"""
+ date="2018-12-04T19:20:11Z"
+ content="""
+Yes, gpg-agent is why I'm not stressing the potential extra gpg use by that
+setting.
+"""]]